Eligibility for Relief/San Diego Bankruptcy Lawyer

Relief under Chapter 11 of the US Bankruptcy Code is available to any person (individual, corporation, or partnership) who qualifies to be a debtor under Chapter 7 , except for a stockbroker or a commodity broker.

In addition, railroads are eligible for relief under special provisions of Chapter 11 bankruptcy

2. Business or Consumer:

Chapter 11 is designed primarily for business reorganizations. However, the Supreme Court has held that a consumer debtor (i.e., an individual not engaged in business) also may qualify for relief under this chapter. Toibb v. Radloff, [S. Ct. 2197 (1991)]


	Chapter 13 If you qualify CHAPTER 7: STOP Creditor Harassment Stop utility shutoffs eliminate payments on unsecured debts. Improve bad credit Surrender car, and other secured collateral without incurring a "deficiency" For Chapter 13 cases with wage order and balance paid through a trustee as part of a partial re-payment plan and not paid directly to the attorney. Court filing fee is extra. Emergency Petitions filed Ask to see a statement of clients rights and responsibilities Free Consultation Reasonable rates**