Chapter 7 bankruptcy liquidation

Law Office of 
Charles E. Andersen

Chapter 7 is also know as straight bankruptcy if you don't want to repay any debt, chapter 7 is an option to consider
Chapter 7 is also called a fresh start bankrutpcy
The US Trustee is a participant in a chapter 7 Hon. John C. Ninfo chief US Bankruptcy Court Judge US Bankruptcy Court
Law firm

of Charles E. Andersen








Denial of confirmation of every plan that has been filed, and denial of a request for an extension of time to file another plan or to modify a plan [B.C. §1112(b)(5)];

Revocation of a confirmation order and denial of confirmation of a different or a modified plan [B.C. §1112(b)(6)];

Inability to substantially consummate a plan that has been confirmed [B.C. §1112(b)(7)];

A material default by the debtor concerning a plan that has been confirmed

Termination of a plan by the happening of a condition contained in the plan ,

Failure to pay any necessary fees or charges imposed under chapter 123 of title 28

Failure to file the information required by Bankruptcy Code section 521


(1) and a list of the creditors holding the twenty largest unsecured claims with their amounts within fifteen days after the filing of the Chapter 11 petition. (Note: This ground applies only in a voluntary case, upon a request made by the United Stales trustee)

Exceptions—fanners and non-business corporations: If the debtor is a fanner or a non-business corporation, conversion of the case to Chapter 7 is prohibited unless the debtor requests the conversion.

Conversion to Chapter 12 or 13: The court may convert a Chapter 11 case lo a Chapter 12 or 13 case only if the following elements are present

(1) The debtor requests the conversion;

(2) The debtor has not received a Chapter 11 discharge; and

(3) If the conversion sought by the debtor is to Chapter 12, the court finds that the conversion is equitable [B.C. §1112(d)(3)].


Click here for Chapter 11 plan contents.

obtaining a chpater 7 discharge the bar date has passed arriving at the office
I hope he's in



sitting down to sign







Chapter 7&13

If you qualify



  • Creditor Harassment
  • Stop utility shutoffs
  • eliminate payments on unsecured debts.
  • Improve bad credit
  • Surrender car, and other secured collateral without incurring a "deficiency"

**For Chapter 13 cases with wage order and balance paid through a trustee as part of a partial re-payment plan and not paid directly to the attorney. Court filing fee is extra.

  • Emergency Petitions filed
  • Ask to see a statement of clients rights and responsibilities


Free Consultation

Reasonable rates








attorneys pen


Signing the court papers shaking hands leaving attorneys office

200 William St. STE 204A
Elmira, NY 14901
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receipt of filing automatic stay order for relief section 341 Notice
meeting fo the creditors court discharge order debt wipe out