Chapter 7 bankruptcy liquidation

Law Office of 
Charles E. Andersen

Chapter 7 is also know as straight bankruptcy if you don't want to repay any debt, chapter 7 is an option to consider
Chapter 7 is also called a fresh start bankrutpcy
The US Trustee is a participant in a chapter 7 Hon. John C. Ninfo chief US Bankruptcy Court Judge US Bankruptcy Court
Law firm

of Charles E. Andersen




filing a chpater 7


Dismissal for Cause




After notice and a hearing, the court may dismiss a Chapter 7 case for cause [B.C. 707(a)], such as where: a. the debtor in guilty of an unreasonable delay that is prejudicial to creditors.


b. The debtor has not paid fees or charges prescribed by chapter 123 of title 28 [B.C. 707(a)(2)];


c. The debtor in a voluntary case has not filed a list of creditors and all schedules and statements required under section 521(1) within fifteen days (or any extension granted by the court) after the petition was filed [B.C. 707(a)(3)] (Note: A dismissal under section 707(a)(3) may be ordered only upon a motion filed by the United States trustee); or


d. Other appropriate cause warrants dismissal [B.C. 707(a)] .


Distribution of property of the estate.

obtaining a chpater 7 discharge the bar date has passed arriving at the office
I hope he's in



sitting down to sign







Chapter 7&13

If you qualify



  • Creditor Harassment
  • Stop utility shutoffs
  • eliminate payments on unsecured debts.
  • Improve bad credit
  • Surrender car, and other secured collateral without incurring a "deficiency"

**For Chapter 13 cases with wage order and balance paid through a trustee as part of a partial re-payment plan and not paid directly to the attorney. Court filing fee is extra.

  • Emergency Petitions filed
  • Ask to see a statement of clients rights and responsibilities


Free Consultation

Reasonable rates



Call now







attorneys pen
Signing the court papers shaking hands leaving attorneys office

200 William St. STE 204A
Elmira, NY 14901
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receipt of filing automatic stay order for relief section 341 Notice
meeting fo the creditors court discharge order debt wipe out