An individual Chapter 7 debtor must be granted a discharge, unless one of the ten independent statutory grounds for denial of a Chapter 7 discharge applies.[ B.C. §727(a)] The effect of the discharge is to discharge the debtor from all debts that arose prior to the order for relief under Chapter 7, as well as from all debts that, under Bankruptcy Code section 502, are treated as pre-petition debts.

Exception; non-dischargeable debts: The discharge does not include particular debts that the court has determined to be non-dischargeable under section 523. It is important to distinguish between a denial of the entire discharge under section 727, and a determination under section 523 that a specific debt is non-dischargeable. A denial of the entire discharge allows all creditors to pursue their claims post-bankruptcy; whereas if a discharge is granted, only those creditors who are owed debts found to be non-dischargeable under section 523 will be free to collect their claims post-bankruptcy

Dismissal for cause